National Bank for Agriculture and Rural Development (NABARD)-
District Development Office, Parbhani 

1. National Bank for Agriculture and Rural Development (NABARD) was established as an apex development bank of the country, on 12 July 1982, by an act of Parliament, with its Head office at Mumbai and Regional Offices in each of the states. Maharashtra Regional Office is located at Pune. From around 1988, NABARD started opening its District Development Offices at District Headquarters and so far 30 offices have been opened in Maharashtra. Parbhani District Development Office is 25 th district office in Maharashtra  and  was opened on 28 May 2001.

2. NABARD has been promoting sustainable and equitable agriculture and rural prosperity through effective credit support, related services, institution building and many other innovative initiatives, through a large number of inter related activities / services, which fall under following three broad categories:-
   (i)    Credit Dispensation
   (ii)   Developmental and Promotional and
   (iii)  Supervisory

Of these functions, DDM offices broadly undertake functions of credit planning, developmental and promotional functions, monitoring & coordination between various agencies / institutions engaged in rural development.

3. Highlights of operations of NABARD in Parbhani District  :-

(a) Potential Linked Credit Plans (PLPs) :- The potentials available for the rural economic activities in the district were assessed  and presented  in physical and financial terms, as Potential Linked Credit Plan(PLP), which is now accepted as the reference document useful for Bankers, Govt. Officials and others  involved in rural development. Bankers used it as the basis for preparation of Annual Credit Plan of the district and Govt. agencies for initiating action to fulfill infrastructure gaps. Potentials assessed under priority sector, for the last few years is as under :

       Year                        Priority sector potentials (In lakh Rs)
       2003-04                        27767.95
       2004-05                        27142.43
       2005-06                        31971.58

(b) Refinance Support :-    NABARD is providing refinance support to the Banks for their financing in rural areas of the district, for investment purposes to support private capital formation. Besides this, NABARD has been supporting banks (DCCB and RRB) for financing production credit also.

(c) Kisan Credit  Cards (KCC) :- Kisan Credit Card is very useful instrument which takes into account various production needs of a farmer. NABARD is continuously monitoring the progress in this regard and  facilitated issuance of around 3 lakh KCCs,  to the farmers in the district, for timely and adequate availability of credit.

(d) Rural Infrastructure :- NABARD supported the efforts of the State Govt. for creating rural infrastructure, by supporting from it Rural Infrastructure Development Fund (RIDF) created for the purpose. So far NABARD has sanctioned an amount of Rs 44 crores for 110 road projects and 17 bridge projects, with the help of which roads of around 625 KM could be constructed connecting 225 villages.

NABARD has also assisted State Govt. for completing Minor Irrigation Project at Kodri (tal Gangakhed) which has created irrigation potential of 450 Ha.
(e) Micro Credit :-  To reach unreached is motto of NABARD. Empowerment of rural poor , especially rural women is one of the thrust areas of NABARD. Under SHG Bank Linkage Programme, NABARD is instrumental in credit linking 216 SHGs (Other than SGSY) to the banks with a credit of around Rs 52 Lakh, during 2004-05.

NABARD has supported 5 NGOs and Mahila Arthik Vikas Mahamandal (MAVIM), with grant assistance for promotion and linkage of SHGs in Parbhani district. These NGOs have so far promoted around 450 SHGs, covering nearly 4600 rural people, with this support.

NABARD has also organised Sensitisation Meets for Bankers, Training for NGO workers, Exposure Visits  to BLBC Members etc, for furthering SHG Bank Linkage programme and SHG movement in the district.

(f)  Farmers Clubs :-  Under NABARD's Vikas Volunteer Vahini programme, so far 25 farmers clubs have been established in the district, with the help of Marathwada Gramin Bank, Bank of Baroda and Bank of Maharashtra. These clubs propagate the principles of "Development through Credit" and are  supported with grant assistance from NABARD for initial few years.

(g) Watershed Development Programme :- Indo-German Watershed Development Programme is being implemented by NABARD in Maharashtra in around 125 watersheds. In Parbhani district watershed development work under this programme has been successfully completed in Belwadi (tal. Gangakhed) watershed and work will shortly enter in main phase in Kundgirwadi watershed (Tal. Gangakhed).

(h) Non farm Sector :-   NABARD has taken a number of initiatives for development of Non-Farm sector in the district, like organising Orientation Meets for Bankers, Govt. Agencies and NGOs, organising Rural Entrepreneurship Development Programmes by assisting MCED, MITCON.

At district level, NABARD through the DDM office, continues to appreciate ground level situation and expectations of rural population in a better way and through representation on various important district level forums and other initiatives , it is playing an important role  in bringing about the rural prosperity in the district.  

Anant Vidyadhar Joshi,
Assistant General Manager (District Development)
"Apulki", Nathnagar, House No. 549,
Parbhani - 431 401
Phone :- (02452) 232921
Mobile :- 94228 77417
Email :-